Finance Calculators — Loans, Savings & Interest
Buying a home? The mortgage toolkit routes you by task — payment, PITI, PMI, down payment and payoff — with formulas and sources on every page.
Start from your question
- What will a loan really cost me? → Loan Calculator
- How fast does my money grow? → Compound Interest Calculator
- What should I charge as a freelancer? → Freelance Rate
- How many customers until I break even? → Break-Even Customers
Mortgage Calculator
Payment, early payoff savings and how much you can afford.
Debt-to-Income Ratio Calculator
Front-end and back-end DTI — and the exact gap to qualifying.
Debt Payoff Calculator
Snowball vs avalanche on YOUR numbers — debt-free date included.
Amortization Calculator
Full payment schedule — interest, principal, balance, every month.
Loan Calculator
Monthly payment, total interest and cost of any loan.
Tip Calculator
Tip amount, total bill and split between friends.
Subscription Cost Calculator
Your real monthly & yearly total — and what cancelling saves.
Retirement Calculator
Nest egg at retirement — honestly, in today's dollars.
CD Calculator
Certificate of deposit: maturity value & interest from APY.
Compound Interest Calculator
Watch savings grow: future value with monthly contributions.
Discount Calculator
Sale price, savings and the real total after tax.
Auto Loan Calculator
Car payment, total interest and the real cost of the car.
Time Card Calculator
Weekly hours from clock-in/out — overtime split and gross pay.
Salary Calculator
Hourly, weekly, monthly and annual pay — one wage, four views.
Savings Goal Calculator
When you'll get there, how much to save, and a reality check.
Margin Calculator
Margin vs markup — and the price for your target margin.
Break-Even Calculator
How many sales cover the bills — and where profit begins.
VAT Calculator
Add or remove VAT/GST at any rate, net-VAT-gross breakdown.
SIP Calculator
Mutual fund SIP returns in lakhs — with the growth curve.
EMI Calculator
Loan EMI, total interest and the principal-vs-interest split.
PPF Calculator
Tax-free maturity at 7.1% — with the ₹1.5 L limit check.
PMI Calculator
Monthly PMI, LTV and the 80% / 78% cancellation milestones.
Rule of 72
How fast money doubles — the shortcut and the exact answer.
Meeting Cost
What a meeting really costs — per minute, per year, per late start.
Split by Income
Rent and bills in proportion to income — equal sacrifice, shown honestly.
Down Payment
Amount at any %, your saving timeline, and the 20% question.
Savings Pace
Goal minus saved, divided by your date - monthly, weekly, daily.
Prorated Rent
Partial-month rent by all 3 methods — the lease picks, you verify.
FD Calculator
Fixed Deposit maturity or monthly payout — Indian quarterly compounding.
Lumpsum Calculator
One-time investment growth — future value, gain and the ×multiple.
Freelance Rate
Hourly rate from your income goal — three honest layers, no folklore.
Break-Even Customers
Customers per month and day to hit zero — plus leads and budget.
Moving Budget
The full checklist with a buffer — and your day-one cash wall.